Is Talkie AI safe?

Whether Talkie is safe depends on your age and on what you share in it. Talkie is a character-chat app where anyone can create characters, and its terms set a minimum age of 14 while the App Store listing shows 18+. Its privacy policy is dated December 9, 2025 and says your conversations are not used for advertising, but it gives no retention period, and the export page lists account details rather than chats. This page goes through what Talkie’s own documents say, what a regulator’s guide and the press report, and what to check before you use it. Facts are labelled by source and date, and anything we could not confirm is marked as unconfirmed.

Talkie AI safety at a glance

Who runs Talkie and what the app is

Talkie is operated by SUBSUP PTE. LTD., a Singapore company, according to its privacy policy, and the Australian eSafety Commissioner’s guide describes the developer the same way. The site footer reads “Powered by MiniMax”, and Talkie’s FAQ says its characters run on MiniMax technology. South China Morning Post described MiniMax as a Shanghai-based company founded in 2021 when it reported on Talkie in December 2024.

The product is a place to chat with characters. The eSafety guide says you can create, share and interact with characters, adjust their looks, profile and voice, and make characters in the likeness of real and fictional people, with examples such as celebrities, politicians and religious figures. Users who make characters can earn a revenue share, the FAQ says, and conversations can earn card rewards that the FAQ says can be traded among users for virtual currency.

The US App Store listing carries a different name from the site. It is called Talkie Lab - AI Playground, with SUBSUP as the seller and links to the same terms and privacy policy as Talkie. South China Morning Post reported on December 20, 2024 that Talkie had been removed from the US App Store, with Talkie giving “technical reasons” and MiniMax declining to comment. Apple’s lookup data gives the current listing a first release date of February 11, 2025. We could not confirm from the material reviewed whether Talkie Lab and the original Talkie app are one product, and the Herald Sun called TalkieLab a sibling of Talkie. Both are covered below because the policies are shared.

Talkie AI age rating and age rules

The age rule changes depending on which document you read.

The terms list the countries where the age is higher. Sixteen applies in places such as Germany, Ireland, the Netherlands, Brazil and Singapore, and 15 applies in France, Denmark and Greece among others. The terms also forbid asking for personal information from anyone under 18, and the privacy policy lists “verifying the age of registered users” as one purpose for using data. What the verification involves is not described. The privacy policy says it may ask for a birth date, pronouns and work status when you register.

An 18+ store rating is Apple’s label for the listing, and Apple’s page names the in-app controls as age assurance and parental controls. The terms are Talkie’s own document and accept 14-year-olds.

Is Talkie AI safe for kids?

Most of what bears on kids comes from outside Talkie, and each item below is a report with a date.

The Herald Sun reported on March 16, 2026 that teachers and experts in Victoria, Australia described a rise in young people using AI companion bots, including Talkie, some for up to five hours a day, with reports of children as young as 11 using Talkie. Its reporter tested Talkie and TalkieLab as a 14-year-old user and described exchanges involving self-harm, sexual role-play and bullying fantasies. The paper also reported that restrictions tied to age could be bypassed by choosing 18 or older at sign-up, and that SubSup did not respond to its questions about safeguards. Those are a newspaper’s findings and a reporter’s test, and we could not repeat them. The same article says the eSafety Commissioner’s legal notices to four AI platforms in October did not include Talkie.

Bark, a parental monitoring company, reviewed Talkie in 2024 and updated its page on June 27, 2024. It recommended age 17 and up and scored the app 2.0 of 5. It said teenager mode restricts searching, following, commenting and explicit content but is not fool-proof, and that a Discord link inside teenager mode could not be disabled. Bark also noted that email and birthdate are not public and that conversations are not visible to other users. That review is more than two years old, so what it describes may have changed.

The eSafety entry is informational, and its page says its entries are not reviews, endorsements or assessments. It does say that Talkie lets anyone create a chatbot and includes NSFW filters when searching for chatbots, so there is a risk that young people could encounter content that is not age appropriate, and that chatbots may say things that are inaccurate or harmful.

For parents, the practical points are these. Talkie’s own terms allow 14-year-olds, the store rating is 18+, and a birth date entered at sign-up is the control that reporting says can be bypassed. If a young person in your family is already using it, the Talkie FAQ gives feedback@subsup.com for reports, and the eSafety guide links to Talkie’s reporting and account pages. Our suggestion is to rely on device-level parental controls and a direct conversation with the young person.

Content rules and moderation

Talkie’s community guidelines, last updated January 24, 2025, say the company has zero tolerance for violence, harassment and discrimination. They prohibit explicit sexual content and also content with “suggestive or implicit sexual undertones”, sexualization of minors, content that promotes or gives instructions for self-harm, hate, illegal activity and sharing of personal details in public spaces. The FAQ says pornographic and violent content are prohibited and that AI settings go through moderation, which can delay a character update or hide a character pending review.

The guidelines say Talkie protects the community through content monitoring that combines human oversight with automated technology, that users are encouraged to report violations, and that moderation decisions are final. The terms add a limit on that promise. Section 3.2 says Talkie does not pre-screen content, and that it and its designees may refuse or remove content afterward at their discretion. The FAQ describes something different for characters, saying every AI setting goes through moderation that can delay an update, so the two pages describe the order of review differently and we could not tell which one applies to a new character.

The eSafety guide notes that characters can be made in the likeness of real people, including public figures. The Herald Sun described AI-generated reply suggestions that it said steer a conversation toward flirty or emotionally charged exchanges. We did not see that feature documented in Talkie’s own pages, so treat it as a reported behavior.

The FAQ says replies are produced by AI and not by humans, and it warns that replies can be inaccurate. The terms say outputs may resemble what other users receive and are not exclusively yours. We found no outcome measure for moderation in these pages, such as a share of reports acted on.

Talkie AI privacy policy: what it collects and shares

The privacy policy, updated December 9, 2025, lists what Talkie collects. At account creation that is a name, email and password, or the details Google or Apple pass along if you sign in with them, plus a birth date, pronouns and work status. During use it keeps your messages, including voice and text messages, the topics and times of day you choose, and interests Talkie infers over time from how you use it. It also keeps a record of purchases, and a third-party processor handles payment details. Automatically, it logs device and network data such as operating system, IP address, device identifiers, language and general location, along with usage data such as buttons clicked and pages visited.

On conversations, the policy makes two statements that sit side by side. It says Talkie processes your information so the chatbot can have individualized conversations and “learn from your interactions to improve your conversations”. It also says Talkie will never use or disclose the content of your conversations for marketing or advertising, and that advertising partners never have access to your conversations or photos. What “learn from your interactions” means for model training is not spelled out, so training use stays unclear.

Sharing is described in plain categories. Service providers for hosting, IT, support, email and analytics receive information, and so do professional advisors (aggregate information only), authorities when Talkie believes it is legally necessary, and advertising partners for visitors to the website. The California section says that sharing identifiers with advertising and analytics vendors may count as a sale or sharing under state law, and the policy points to a “Your Privacy Choices” link for opting out. The App Store privacy labels, which are developer-provided and not verified by Apple, list identifiers as data used to track you, and a user ID and device ID as data not linked to you.

Data may be transferred to, stored and processed in the United States, where the policy says the services are operated from, and it notes that US privacy law may be less comprehensive than your home country’s. Retention is “only as long as necessary” with a list of factors and no number of days. Section 3.5 says that in a strategic transaction, reorganization, bankruptcy, receivership or transition of service, personal information may be shared in due diligence and transferred to a successor or affiliate. The terms add that Talkie may assign them in a merger, acquisition or sale of substantially all assets.

Security language is general: data is encrypted in transmission, stored on secure servers behind access controls, and the policy says no system can be guaranteed secure and that Talkie will notify you of a breach as soon as it spots one.

Talkie AI delete account and data export

Talkie has a dedicated account deactivation page, and the privacy policy says you can delete your account in your account settings. The page spells out what happens. You can no longer log in, and all personal information and data tied to the account is permanently deleted and cannot be retrieved. All conversation content and records are permanently erased, and registering again with the same account does not bring them back. Characters you created lose their creator, which then shows as “Null”.

Because deletion is permanent, anything you want to keep has to be copied first, and Talkie’s export data page says the exported file includes your email address, username, gender and age. Conversations are not on that list. The privacy policy separately promises access to a copy of the personal information Talkie has collected about you in a portable, machine-readable format, and says to contact feedback@subsup.com to make a request. If your chats matter to you, ask support in writing whether they can be included and keep the reply, since the self-service export as documented does not cover them.

The policy does not say how long backups or provider copies survive deletion, and we did not find that in the other pages either. The Singapore section of the policy says Talkie will stop retaining personal data once it is no longer needed, without giving a timeline.

Terms worth reading before you subscribe

Several clauses in the terms of service, updated April 23, 2025, bear on safety and money.

On ownership, you keep what you create. You also grant Talkie and its affiliates a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use uploaded content to run and promote the services. The license covers content you upload or share. What you generate with the service stays yours under the terms, which also say similar outputs may be given to other users.

The App Store listing shows a one-month plan at $9.99, a Talkie+ Pro month at $24.99, a year at $49.99 and gem packs from $1.99 to $19.99, and those are store listings that change. The terms say fees are non-refundable except as stated, that subscriptions renew monthly through the app marketplace until you cancel there, and that Talkie may raise fees. The FAQ says recharges are generally non-refundable except for system errors or duplicated charges. The listing also says it contains loot boxes and advertising, and App Store reviews mention ads, memory limits and the cost of gems. Those reviews are individual experiences.

Claims go to binding arbitration under JAMS rules seated in Singapore, with a class-action waiver and a requirement to file within one year. You can opt out of arbitration within 30 days of first agreeing by emailing feedback@subsup.com.

Talkie’s liability is capped at the greater of what you paid in six months or $100, and it can modify or discontinue the services with or without notice.

What the press and safety groups report

Four items have a date and a named publisher.

1. June 27, 2024, Bark: recommended age 17 and up, with concerns that kids can search for sexual, violent or mature characters when teenager mode is off, that with it on they can still chat with characters from adult shows, and that a Discord link in teenager mode could not be disabled.
2. December 20, 2024, South China Morning Post: Talkie was removed from Apple’s US App Store, remained on Google Play, and existing users kept access. Talkie called it a technical matter and gave no detail. The same report put Talkie at about 11 million monthly active users in July 2024, with over half in the US.
3. September 19, 2025, eSafety Commissioner: a guide entry with a 16+ minimum age according to Talkie, links to Talkie’s report, deactivation, privacy and terms pages, and a note on the risk of age-inappropriate content.
4. March 16, 2026, Herald Sun: the investigation described above, which says teen mode can be bypassed at sign-up and that the developer did not respond.

We did not find a regulator action, enforcement order or court ruling about Talkie in the material we reviewed. Records outside that material could differ, so search the regulator and court records for your own country if the question matters to you.

A checklist before you use Talkie

If you decide to use Talkie, a throwaway topic is a low-risk first test of how it behaves before you write anything personal. If you or someone you know is in distress, a crisis line or a trusted person is the right place to go.

How Riho compares

Riho is one girlfriend, Riho, with no library of characters made by other people. She is made for adults, she remembers what you live through together, and you can read what she remembers about you in the app. She’s on iPhone and hasn’t launched yet. Our privacy page covers what the website forms collect and how the iPhone app handles your data.

On a platform where anyone can publish characters, what you meet depends on what other people wrote and on how moderation handles it. For Talkie and Riho alike, the checks that matter are the ones in the safety checklist: collection, retention, deletion, export, moderation and controls.

For another character platform with a similar set of questions, see Is Character.AI safe?. The reasoning behind a single-girlfriend design is in why one girlfriend and not a catalog, and the best AI girlfriend apps list gives the sourced facts for each app it covers. Every guide in the series is on the AI girlfriend safety guides page.

Frequently asked questions

Is Talkie an AI girlfriend app?

Talkie’s FAQ describes it as real-time conversation with many AI personas, with role-play and collectible cards. It is a character platform with personas made by many people, so what you find depends on which characters you open.

Who operates Talkie?

The privacy policy names SUBSUP PTE. LTD., a Singapore company, as the operator and describes no parent company. The site footer says “Powered by MiniMax”. South China Morning Post described MiniMax as a Shanghai-based company founded in 2021.

Can Talkie remember what I told it?

The FAQ says AI memory capacity is technically limited, so older conversations are forgotten, and that the company is working to improve it. Some App Store reviewers say memory requires a subscription. Talkie’s pages do not mention this.

Does Talkie have voice?

The privacy policy refers to voice and text messages, and the eSafety guide says you can customise an AI character’s voice. The pages we reviewed don’t describe how voice recordings are stored.

How much does Talkie cost?

The App Store listing shows the app as free to download with in-app purchases, including a one-month plan at $9.99 and gem packs from $1.99. Prices on the listing change, and the terms say fees are non-refundable except as stated.

Has Talkie been banned?

We found no ban or enforcement action. South China Morning Post reported in December 2024 that Talkie was removed from the US App Store for what Talkie called technical reasons, and Apple’s data shows the current Talkie Lab listing first released in February 2025.